Life Insurance Solutions to Protect Your Loved Ones

Life insurance Buda TX for families and business owners

From Sunfield to Garlic Creek and throughout South Austin, Wealth Strategies helps you decide how much coverage you need and which policy fits your goals. We look at income replacement, mortgage protection, college funding, and business continuity—so your plan supports the people who depend on you and integrates with your broader financial planning.

Why life insurance is important

If something happened to you tomorrow, would your family keep the house near Historic Stagecoach Park? Could your business meet payroll on the I-35 corridor? Life insurance can provide the funds to replace income, pay off debts, support education goals, and address estate liquidity—bringing stability when it’s needed most. Wealth Strategies keeps recommendations practical and budget-friendly.

Types of life insurance we offer

Term life insurance

Affordable, time-bound coverage designed for specific seasons—raising kids, paying the mortgage, or covering a business loan.

Custom policy design

We match coverage amounts and durations to your needs, whether you commute into Austin, own a shop in Buda, or split time between work and family in Kyle.

Whole life and permanent insurance

Long-term coverage with potential cash value that can support estate goals or supplement income later in life when structured appropriately.

How We Help

Our life insurance services

 Needs analysis

We calculate coverage based on income, debts, dependents, and goals—so your policy fits real numbers, not rules of thumb.

Policy selection


As independent advisors, we compare options and explain trade-offs in plain English.

Policy review


Already insured? We examine pricing, riders, and beneficiary designations to confirm your policy still does the job.

Beneficiary and estate integration


We align titling and beneficiaries with your wishes and coordinate with tax and estate planning so documents and dollars match.

A man is sitting at a table holding a glass of wine.

Life insurance for business owners

Key person coverage can help your company keep moving if a critical owner or employee passes away. Buy-sell funding ensures partners have the cash to buy shares without straining the business. We’ll coordinate these strategies alongside your CPA and attorney.

Plan for more than one “what if”

Life insurance is one piece of protection. We also help evaluate disability insurance during working years and long-term care insurance for later-life needs—so your plan covers different stages of life around Buda and Austin.

  • Term or whole life—how do I choose?

    It depends on budget, time horizon, and goals. We’ll outline pros and cons and often blend coverage to balance cost with long-term needs.

  • Can a financial planner help with life insurance?

    Yes. Wealth Strategies is licensed to recommend and service policies, making it easier to keep insurance aligned with your overall plan.

  • How does life insurance fit my financial plan?

    It underpins other goals—protecting income, paying debts, and supporting your family or business if life takes an unexpected turn.

Ready When You Are

Secure your family’s future today

We have a dedicated insurance specialist on our team to guide quotes, underwriting, and policy placement—quickly and clearly.