401(k) & 403(b) Plan Services for Businesses and Individuals

Make your next move the right one

Leaving a job in Austin or Buda? We’ll review your options—keep funds in the old plan, move them to a new employer plan, roll into an IRA, or cash out (usually a last resort). Our process is simple: review your 401(k) with us, decide the best path, then we coordinate a direct transfer and reinvest according to your plan. If you work in education or a nonprofit, we provide similar help for 403(b) transitions. When it’s time to consolidate, we can guide clean, tax-aware IRA rollovers and make the paperwork painless.

Plan Services for Employers

Plan setup & design

We help you choose a plan that fits your company—Traditional or Safe Harbor 401(k), SEP, or SIMPLE—balancing costs, match formulas, and administration.

Employee education

From workshops to one-on-one sessions, we help your team understand contributions, Roth vs pre-tax choices, and how to use the plan well—so participation and outcomes improve.

Fiduciary support & management

We assist with investment selection, ongoing monitoring, and periodic reviews to keep your plan aligned with best practices and your responsibilities as a sponsor.

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Cost control, oversight, and compliance

We evaluate the fund lineup for diversification and expenses, review provider fees, and coordinate annual updates to keep up with IRS and DOL rules. You’ll get clear reporting and actionable recommendations—not jargon. For broader goals, these services connect with our retirement planning to ensure the plan supports owners and employees.

Already Have a Plan?

Request a 401(k) plan checkup

If you sponsor a plan today, we’ll provide a second opinion on costs, investment options, and processes. If you’re an individual with an old plan, we’ll review it together and outline your best next step.