Retirement Planning for a Confident Future in Austin & Buda, TX

Retirement planning that fits your life

If you’re searching for retirement planning in Austin or looking for a retirement planner near you, Wealth Strategies helps you map out what you want next and how to fund it. From Hill Country mornings in Buda to an active lifestyle near Zilker and South Austin, we align savings, investments, and income so your plan reflects real life—not just spreadsheets. Your retirement strategy connects with your broader financial planning to keep decisions coordinated across accounts, taxes, and timelines.

Planning Your Ideal Retirement

Clarity on goals, income, and timing

We start by defining what retirement looks like for you—travel, part-time work, volunteering at Hays CISD, or more time at Historic Stagecoach Park—and then calculate how much to save. We model longevity, healthcare costs, Social Security timing, and “what-if” scenarios so you know how choices today affect income later. Our team builds withdrawal strategies that support a secure retirement future while adapting to market changes and life milestones.

Guidance for workplace plans and rollovers

401(k) rollovers & options

Changing jobs along the I-35 corridor? We’ll review your old plan and outline choices—leave it, move to a new employer plan, roll to an IRA, or (rarely) cash out. We coordinate paperwork for clean, tax-free transfers and align the account with your long-term goals. Learn more about 401(k) rollovers and how they fit into a bigger plan.

Company retirement plan management

For business owners in Buda, Kyle, and South Austin, we consult on plan design and oversight—Traditional or Safe Harbor 401(k), SEP, or SIMPLE—so benefits support employees and your own retirement goals.

403(b) plans for educators & nonprofits

We help teachers, administrators, and nonprofit staff compare provider options, coordinate contributions, and understand rollover rules when changing roles.



Explore 401(k) Services →

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Roth IRA planning and the right mix of accounts

We’ll sort through Traditional vs Roth IRA contributions, Roth conversions during lower-income years, and how to use pre-tax, Roth, and taxable accounts for flexibility. HSAs can help cover healthcare later, and annuities may fit when guaranteed income is a priority. Throughout, we coordinate investing with our investment management approach so each account has a clear role.

Retirement plan consultant for growing companies

Offering a 401(k) or SIMPLE IRA can help attract talent and support your own savings. Wealth Strategies provides ongoing education for your team, plan reviews for cost and fund lineup, and coordination with your payroll and recordkeeper—so the plan stays compliant and effective.

Secure Your Retirement—At Any Stage

Straightforward guidance for every decade

Young professionals

Automate your savings early so retirement funding becomes a natural habit, not an afterthought. Choosing wisely between Roth and pre-tax contributions can set the foundation for decades of tax-efficient growth.

Mid-career


This is the time to increase contributions as income rises and take full advantage of employer matches. We also help you balance investments across tax buckets and refine asset allocation as your goals become clearer.

 Pre-retirees


With retirement in sight, careful planning around income sources and Social Security timing becomes critical. We stress-test your plan for market swings, healthcare costs, and inflation so you can step into retirement with confidence.

Don’t Leave It to Chance

Get a retirement readiness review

Bring your questions and account statements. We’ll assess progress, outline next steps, and coordinate with your CPA or attorney if needed—so you can move forward with clarity.